GESSEL advised BNP Paribas Bank Polska and ING

GESSEL advised BNP Paribas Bank Polska S.A. and ING Bank Śląski S.A. on a PLN 250 million increase in financing provided to Nałęczów Zdrój sp. z o.o. The financing was provided by a consortium comprising both banks and structured as a Sustainability-Linked Loan (SLL).

Nałęczów Zdrój is a Polish producer of natural mineral water and the owner of the Cisowianka and Cisowianka Perlage brands. The proceeds will support the company’s continued growth.

The terms of the financing are linked to Nałęczów Zdrój’s achievement of defined sustainability performance targets. These include reducing greenhouse gas emissions intensity, decreasing the weight of selected PET packaging and meeting specified targets relating to its EcoVadis rating.

GESSEL acted as legal counsel to BNP Paribas Bank Polska and ING Bank Śląski in connection with the transaction. Zero Waste Consulting sp. z o.o. provided sustainability advisory support to Nałęczów Zdrój.

“A Sustainability-Linked Loan makes it possible to combine financing for business growth with the achievement of specific and measurable sustainability targets. We are pleased to have advised BNP Paribas Bank Polska and ING on this transaction and thank both bank teams for their trust and excellent cooperation,” said Małgorzata Badowska, Partner at GESSEL.

The GESSEL team was led by Małgorzata Badowska, Partner, with support from Klaudia Krawiec-Guz, Counsel, and Patrycja Godlewska, Junior Associate.

Contact:

Mariusz Świetlik

Marketing and Business Development Director

+48 22 318 6901

m.swietlik@gessel.pl

About GESSEL:

For over 30 years, GESSEL law firm has been a trusted partner for the business community both in Poland and internationally, offering a client-centric approach which adapts legal services to unique needs. By supporting clients at every stage of their company’s journey, from initial investments and day-to-day operations, through to strategic growth, tax structuring, and dispute resolution, GESSEL has earned a reputation as a comprehensive legal advisor committed to delivering efficiency and success.

Drawing on extensive experience across various sectors – including finance, construction, real estate, food and beverage, transportation, retail, pharmaceuticals, energy, and IT – the firm is well-equipped to address the most demanding business matters, but also high-stakes litigation and complex arbitration proceedings. This versatility is reflected in GESSEL’s consistent presence at the top of both national and international legal rankings, underscoring the enduring trust its clients place in its expertise.

A nearly 100-member team is renowned for delivering practical legal solutions that safeguard client interests, while also driving their projects forward with speed and precision. By combining multidisciplinary knowledge with a deep understanding of the business world, GESSEL ensures that every client benefits from comprehensive advice that supports their vision for success.

Detailed information, including achievements and ranking positions, is available at www.gessel.pl.

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